Terms of Service

Last updated: January 09, 2026

1. Acceptance of Terms

By accessing and using Expense Tracker ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Expense Tracker is a personal finance tool that:

  • Allows you to manually add and track your expenses and income
  • Allows you to import transactions from CSV files
  • Helps you review, categorize, and manage your transactions
  • Exports transactions to CSV format for use with Wallet by Budget Bakers or other apps

3. Data Import

The Service allows you to import transaction data via CSV files. By importing data:

  • You confirm that you have the right to upload and process the data
  • Imported data is stored securely and associated with your account
  • You are responsible for the accuracy of imported data

4. Data Export

The Service allows you to export your transactions as CSV files for use with BudgetBakers Wallet or other applications:

  • Exported data is provided in a standard CSV format
  • You are responsible for importing the CSV into your preferred application
  • We are not affiliated with Budget Bakers and cannot guarantee compatibility

5. User Responsibilities

You agree to:

  • Provide accurate account information
  • Keep your account credentials secure
  • Review transactions for accuracy before exporting
  • Use the Service only for personal, non-commercial purposes
  • Not attempt to circumvent security measures or access other users' data

6. Data Accuracy

While we strive for accurate data handling:

  • You are responsible for verifying transaction amounts, dates, and categories
  • The Service should not be used as your sole financial record

7. Limitation of Liability

The Service is provided "as is" without warranties of any kind. We are not liable for:

  • Financial losses resulting from incorrect data entry or import
  • Service interruptions or data loss
  • Unauthorized access to your account due to compromised credentials

8. Account Termination

You may delete your account at any time. We reserve the right to terminate accounts that:

  • Violate these terms of service
  • Engage in abusive or fraudulent activity
  • Attempt to exploit or harm the Service

9. Changes to Terms

We may update these terms from time to time. Continued use of the Service after changes constitutes acceptance of the new terms. We will notify users of significant changes via email or in-app notification.

10. Contact

For questions about these Terms of Service, please contact us through the application.